Auto Insurance in Pennsylvania

Do you live in Pennsylvania and need car insurance? No matter what part of the state you reside in, we’ve got you covered here at The Hansen Agency LLC in the Canonsburg, PA area. We offer various coverage options that range from comprehensive to collision for ultimate protection. Having a policy that is equipped with the necessary coverage will pay for repair or replacement expenses if you are involved in an accident.

Auto Insurance Requirements

The state of Pennsylvania does require all drivers to be insured. It is illegal to drive without insurance in the state. It would help if you also were equipped with the minimum limits to be considered a legal driver. Your policy must consist of at least the following limitations:

Bodily injury liability for $15,000 for each person and $30,000 for each accident
Medical benefits of at least $5,000 for each accident
Property damage liability of at least $5,000 for each accident

Auto Insurance Coverage

You can also choose from the following coverage options if you are aiming for higher limits and more protection:

Collision- Collision will cover you if you are involved in an accident with another driver. This will pay for your repair or replacement expenses.
Comprehensive- Comprehensive will pay for your repair or replacement expenses if you are involved in an accident and your car sustains physical damage from theft, fire, wind, vandalism, and others.
Uninsured/underinsured coverage- If you are ever involved in an accident with another driver who is at fault for an accident, this will cover your medical expenses if you are at fault. However, the at-fault driver must not have insurance or enough insurance at the time of the accident.
Roadside assistance- If you are stranded on the road due to your car breaking down, this will cover towing expenses. This will also help you if your car runs out of gas.