When you need boat/watercraft insurance for your new watercraft, it's vital that you know exactly what this entails. You may be required to have a certain level of insurance. You'll also want to know what coverage applies to you and how much you should have in a particular policy.
You'll be pleased to learn that you don't have to get boat insurance in Pennsylvania. This doesn't mean you should avoid getting a policy. You'd do well to learn about your options and talk to a representative about your needs. You even can get coverage for those personal items you carry on your watercraft.
Even if it's not a strict requirement that you have this type of insurance in Pennsylvania, it is a good idea to have some policy in place. Depending on the agency you go through, you may be eligible to bundle your boat insurance with other policies you already have or plan to get.
There are several laws in place in the state of Pennsylvania. It would help if you learned your local and state boating rules and laws. You might need to take a boating safety course. If you add an insurance policy to this, you can rest assured that you can tackle even the most severe accidents and issues with your watercraft.
To operate a boat in the state, you will have to get a boating license. You need to meet eligibility standards that have been established by the Fish and Boat Commission. Any residents born after January 1st, 1982 will need to get a boating license if they want to operate a watercraft that's over 25 horsepower.
The Hansen Agency LLC can assist you in setting up the boat/watercraft insurance you want. Serving the greater Canonsburg, PA area, The Hansen Agency LLC has knowledgeable and compassionate agents ready to make the process go smoothly.
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