Consumers need to avoid mistakes when they purchase auto insurance that could cost them down the road. We’re devoted to helping our clients meet their insurance needs in Canonsburg PA at The Hansen Agency LLC.
The following are three mistakes consumers in Canonsburg PA should avoid when it comes to auto insurance.
Buying the first auto insurance policy that you come across
Shopping around is one of the most important steps to finding a good auto insurance solution. You should do your research on insurance providers offering auto coverage in your area. Then, you should get quotes from a few different providers.
While costs are important, you shouldn’t simply choose the insurance policy that has the lowest premium amount. You should also evaluate factors such as the coverage amounts each policy offers as well as the reputation insurance companies have for providing good customer service.
Choose the quote that will offer you the best value to find the right auto insurance policy.
Choosing a deductible that’s too high
A high deductible may be a big problem if you get in an accident and have to file a claim. Make sure that you’ll always have enough money out-of-pocket to cover your deductible amount.
Getting only enough liability coverage to meet basic legal requirements
You only have to carry enough liability coverage to meet the minimum requirements in your state. However, only getting the minimum coverage probably won’t offer you adequate financial protection. You’ll be more financially secure as a motorist if you exceed the basic requirements with the liability coverage you purchase.
If you have questions about the auto insurance coverage we offer at The Hansen Agency LLC, contact us. We’ll be happy to reply to your questions and inquiries. Find the right auto insurance solution today!