If you’re a business owner, one of your responsibilities is to purchase commercial insurance. This includes property protection, liability insurance, commercial auto insurance, and workers’ compensation insurance. If you’re located near Washington, PA, and have questions about your commercial insurance options, our team at The Hansen Agency LLC is ready to assist you. We’ve been providing insurance services for companies in your area since 2015.
About Workers’ Compensation Insurance
Workers’ compensation insurance is a crucial type of insurance. Pennsylvania state law mandates that all companies with more than one employee must have workers’ compensation insurance. This insurance covers medical expenses and lost wages for injured employees. According to the Commonwealth of Pennsylvania website, workers’ compensation policies have protected US employees since 1911.
As per the Commonwealth of Pennsylvania Guide to Workers’ Compensation, your company’s premium for workers’ compensation insurance will be based on your annual payroll and how the State classifies your company. When setting up your policy, you may be able to reduce your company’s premium by selecting a higher deductible. Ask your insurance agent about group discounts if you own five or more similar businesses.
Call Us Today for an Appointment
Whether you need workers’ compensation insurance, employee health insurance, or have questions about your existing commercial policies, our team at The Hansen Agency LLC is ready to help. You’ll want to ensure all your company’s assets are protected. Businesses in the Washington, PA area can trust us with their insurance needs. Call us for an appointment today, and let’s talk about insurance.
