Drivers in Pennsylvania have to be insured before they get on the road. Driving without insurance can result in the suspension of your driver’s license and vehicle registration. You may have to pay fines and fees to get your license and registration reinstated.
Some Pennsylvania drivers cannot get coverage through a mainstream insurance company. There is the Pennsylvania Assigned Risk Plan for these drivers, also known as PARP.
The Hansen Agency LLC, which serves drivers in Canonsburg, PA, and all over the state, can help you get coverage through PARP.
Who needs PARP?
Not everyone who needs high-risk coverage is a bad driver. You might have trouble finding insurance because you are over 70 or under 20. You could need high-risk coverage because you drive a high-risk vehicle, such as a Lamborghini, which would be extremely expensive to repair. Your problem could be bad credit, or maybe you just got your license.
Most drivers who need PARP, however, have filed multiple claims in recent years, have been arrested for DUI, have had numerous accidents, or have been required by the State of Pennsylvania to file an SR-22.
What is PARP?
PARP is a high-risk pool for Pennsylvanians who have trouble getting insurance. Every insurance company in the state of Pennsylvania participates in the high-risk pool.
These companies do not charge the same rates, and your agent at The Hansen Agency LLC, working from Canonsburg, PA, for drivers all over the state, can help you find the best coverage at the best rate. Your agent at the Hansen Agency can advise you on getting out of the high-risk category and finding conventional auto insurance.
Don’t try to navigate PARP plans on your own. Call us today to get the coverage you need to stay street-legal in Pennsylvania.
