When you own a business, there are many parts of it that need the protection of insurance. If you don’t have various aspects of your business covered, it’s time to get commercial insurance. When you need one or more policies for your business, call us at The Hansen Agency LLC in Canonsburg, PA.
3 Commercial Coverage Options
Cyber Insurance
Cyber insurance protects you against a wide range of risks your business faces by having data on its computers. A data breach, for instance, could cost a lot to deal with, and cyber insurance can help. There are many ways that scammers and crooks can get into a database and hold the data hostage or release it online. Stay covered against this situation with a cyber policy.
Product Liability
If you sell a product or multiple products, there could be ways that people use them that are far from the norm. This can result in juries. Or, there may be a design flaw with the item that causes accidents. When you sell physical products, it’s always a good idea to have product liability insurance so that you won’t be at as much risk of lawsuits. Customers can instead work with your insurance policy to get their damages paid for.
Premises Liability
If you operate a physical location that customers and others enter, there is always the possibility of them having accidents. When you aren’t insured for this possibility, you could be liable for huge amounts to pay for medical bills. By having this insurance, there will be funds to pay for those injuries, and you’ll have more peace of mind.
Get Your Commercial Insurance Today
If your business doesn’t have the coverage it needs, you could be at risk for financial disaster. Be sure that you’re insured against the many risks you face. Call us at The Hansen Agency LLC in Canonsburg, PA.
