If you use your car daily for work, school, or recreational driving, it’s one of your greatest assets. Auto insurance offers a means of protecting this asset. Your choice of coverage determines how much protection you receive. At The Hansen Agency LLC, serving the greater Canonsburg, PA community, we can guide you to selecting adequate auto coverage to meet your unique protection needs.
Pennsylvania Auto Insurance Requirements
Like most states, Pennsylvania has minimum auto insurance requirements. To legally drive a vehicle in the Keystone State, you must have bodily injury and property damage coverage to pay for damages to others in accidents you cause. Unfortunately, this basic auto insurance doesn’t cover any injuries you may sustain in an accident nor does it cover your vehicle repair costs, leaving you to pay for these expenses out of pocket.
Is Basic Auto Insurance Enough?
Getting minimal auto insurance may save you money in the short term but could have disastrous repercussions later on. If your vehicle is stolen, vandalized or damaged in an accident, you’ll have to cover repair or replacement costs on your own. You also run the risk of paying for your own medical costs. Adequate insurance coverage is that which protects you and your vehicle along with the interests of others.
Auto Coverage Options
Fortunately, there are numerous auto insurance options to provide you with adequate auto insurance coverage. These include:
- Collision – to pay for damage to your vehicle caused by a collision
- Comprehensive – to protect your car from theft and damage caused by inclement weather
- Uninsured motorist – to cover damage to your vehicle if it’s hit by a driver with inadequate insurance coverage
- Medical expenses – to help cover the cost of injuries you may sustain in an accident
Reach Out To Us
For quality auto insurance ti best meet your needs, contact The Hansen Agency LLC in Canonsburg, PA. We are happy to help!
